Establish the insurable value of buildings and equipment

The insurable value is the value of a good based on its insurable loss.  This value often relies on the reproduction cost or the replacement of the insured good, as defined in the fire insurance policy.

SPE Valeur Assurable executes valuation mandates of residential, commercial, industrial, institutional and/or agricultural nature.  Our firm’s expertise allows you to obtain a reconstruction valuation report, which will permit you to acquire sufficient insurance coverage.

If your property is located in a protected historical site in regards to the Cultural Property Act, or if it contains certain patrimonial elements, your insurance can include a reproduction value.  SPE Valeur Assurable can also offer this type of service.

In the manufacturing industry, it is often essential to also obtain the replacement value of equipment, which generally constitutes major assets within the company.  SPE Valeur Assurable can also execute this type of mandate in asset valuation (industrial and commercial), a task that requires specific technical skills as well.

According to your needs, our task consists of:

• Establishing the reconstruction cost;
• Establishing the replacement cost;
• Establishing the reproduction cost;
• Establishing the renewal and depreciation cost of equipment.

For a peace of mind and to avoid any surprises in case of a sinister, trust professionals to assess the fair replacement value of your property!

It pays to be informed! (Co-insurance)