Establish the insurable value of buildings and equipment

The insurable value is the value of a good based on its insurable loss.  This value often relies on the reproduction cost or the replacement of the insured good, as defined in the fire insurance policy.

SPE Valeur Assurable executes valuation mandates of residential, commercial, industrial, institutional and/or agricultural nature.  Our firm’s expertise allows you to obtain a reconstruction valuation report, which will permit you to acquire sufficient insurance coverage.

If your property is located in a protected historical site in regards to the Cultural Property Act, or if it contains certain patrimonial elements, your insurance can include a reproduction value.  SPE Valeur Assurable can also offer this type of service.

In the manufacturing industry, it is often essential to also obtain the replacement value of equipment, which generally constitutes major assets within the company.  SPE Valeur Assurable can also execute this type of mandate in asset valuation (industrial and commercial), a task that requires specific technical skills as well.

ur specific needs, our job is to:

• Establish the reconstruction cost;
• Establish the replacement cost;
• Establish the reproduction cost;
• Establish the new and depreciated replacement cost of equipments.

For peace of mind and to avoid any unpleasant surprises in case of an incident, trust our professionals to assess the fair replacement value of your property.

It pays to be informed! (Co-insurance)